FIRST TIME BUYER? Call us to find out about down paymant assistance. PROFESSIONAL? Contact us to find out about 100% financing. 1-888-226-8300.

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Susan Kennedy and the Kennedy Team, REALTORŽ, real estate agents and broker for Jacksonville, Mandarin, St. Johns County and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

YOUR NUMBER ONE REAL ESTATE EXPERTS FOR JACKSONVILLE & THE SURROUNDING AREAS! MANDARIN, SOUTHSIDE, ARLINGTON, FT. CAROLINE, WESTSIDE, NORTHSIDE, PONTE VEDRA BEACH, FLEMING ISLAND, ORANGE PARK, JULINGTON CREEK, & ST. AUGUSTINE! ALL OF THE JACKSONVILLE, PONTE VEDRA & ST AUGUSTINE BEACHES! DUVAL, ST. JOHN'S, CLAY, BAKER & NASSAU COUNTIES!

Looking for a new home? Moving up to a bigger home or downsizing to a smaller home/condo. Would you like to take advantage of the great new construction deals? Is it your time to grab a piece of navigable waterfront? Is golf one of your favorite hobbies & you have always dreamed of living in a golf course community? Maybe you would like investigate some investment properties...search everything the web has to offer, right here! Check out our blinking yellow button on the right-hand side "SEARCH ALL LOCAL LISTINGS"! Don't miss our "FEATURE PROPERTIES" too!

Need local real estate information? We are the #1 Real Estate Team in Northeast Florida! We cover all of Duval, St. Johns, Clay, Baker & Nassau Counties. From a condo @ the Jacksonville Beaches to a single family home in Eagle Harbor...we can help you find what fits your needs and price range.

Need expert advice from a top Realtor? We will help you from financing to contract to closing. Getting started, we can direct you to experienced mortgage lenders that you will feel confident with. There are so many financing options available. There is bond monies available for dowpayment assistance, VA & USDA rural housing loans for 100% financing. Physicians & CEO partners have special financing options available. Contact us for one-on-one expert help and advice. That's our job!

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best real estate buys in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As the #1 Real Estate Team in Northeast Florida, we have the experience and track record you are looking for. We've summarized much of what is important about the Northeast Florida real estate market in this site. Let us help you get started today!

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What famous Art Deco skyscraper is decorated with eagle hood ornaments, hubcaps and abstract images of cars?
A	New York's Chrysler Building, designed by architect William Van Alen in 1930, was one of the first buildings composed of stainless steel over a large surface area.
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Susan Kennedy and the Kennedy Team
Vanguard Realty, Inc
12644-1 San Jose Blvd
Jacksonville, FL. 32223
(904) 880-6700
(888) 226-8300
Fax: (904) 880-1099
Email: kennedyteam@vanguardfla.com

Whether you have a house to sell or looking to buy your next great home, look no further! Moving across town or across the country, Susan Kennedy & The Kennedy Team is the #1 Choice for your real estate needs! As the top Realtor in Northeast Florida, Susan has been selling residential real estate since 1983. She has been selling real estate in Jacksonville since 1992.

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