Jacksonville, Mandarin, St. Johns County and Clay County real estate and homes for sale in Florida - Susan Kennedy and the Kennedy Team, REALTORS® Susan Kennedy and the Kennedy Team REALTORS(r) for Jacksonville, Mandarin, St. Johns County and Clay County, Florida real estate - NUMBER1EXPERTS™ Susan Kennedy and the Kennedy Team NUMBER1EXPERTS(tm) for Jacksonville, Mandarin, St. Johns County and Clay County, Florida real estate
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Susan Kennedy and the Kennedy Team, REALTORŪ, real estate agents and broker for Jacksonville, Mandarin, St. Johns County and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)


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Why Sellers Choose Us: Jacksonville, Mandarin, St. Johns County and Clay County Florida home buying, real estate listings, and homes for sale in Duval                          County, FL
Welcome > For Sellers > Facing Foreclosure ...


DON'T LET YOUR HOME GO INTO FORECLOSURE!

Let us be your short sale advisors. Do not let your home go into foreclosure because you did not have anyone on your side! The process is frequently intimidating and there is a lot of paperwork that needs to be filled out correctly or it can effect your outcome with your mortgage lender. Also....did you know that you can stay in your home during the short sale process?

In a
short sale, the mortgage lender agrees to discount the loan balance because of an economic or financial hardship on the part of the borrower/homeowner. This could result from job(s) loss, divorce, medical bills, adjusting mortgage, etc. Do you have to relocate from an area with poor resale values and you have not been in the home long enough to have built some equity?

The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender(s). The homeowner will not be making any money from the sale of the home. Banks will incur a smaller financial loss than would result from foreclosure or continued missing payments from the homeowner. A short sale is typically faster and less expensive than a foreclosure to the mortgage lender also.

Homeowners are able to lessen the damage to their credit with a short sale transaction. They will incur some damage to their credit history,
but not to the extent that they would in a full foreclosure proceeding. Also, quite often, the result of a successful short sale will be a
"satisfaction of mortgage" in the public record. A full foreclosure will
show an an unpaid debt and will hinder your ability to purchase your
home for years to come.

Lenders often have loss mitigation departments that evaluate potential short sale transactions. The majority of lenders have pre-determined criteria for such transactions, but they may be open to offers, and their willingness varies. Having a Realtor who is experienced in these transactions can make this process smoother and the outcome for the homeowner more favorable!


CONTACT US NOW....don't let the process overwhelm you....there is help out there and Susan Kennedy & The Kennedy Team know how to HELP!

 

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Real Estate Tips
Remodeling and Renovations >Damp Environments

If you are a typical home buyer, you are likely to eliminate a home with a basement that has water stains or mildew on the walls or floors. Before you completely rule out a home that you really like because of a water issue, you should get an expert's opinion.

A basement can often be dried out easily. A new set of gutters, repairs to a plugged up outdoor drain, or simple regrading of soil around the foundation may solve the problem. A home inspector or water-proofing company can give you an idea about what is causing the dampness, as well as how much you will have to pay to waterproof the area. Sometimes the home owner will consider negotiating the repair costs with the buyers, especially if the alternative is no offer at all. If the house is a "fixer-upper" and priced accordingly, you could get an excellent value that more timid buyers might pass up.

     

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Real Estate Trivia
Q 
What celebrity home sold recently for a reported $5.5 million, despite its yellow-and-rust striped paint job?

A 
This Hollywood Hills residence was the former home of the popular singer, Madonna.
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Susan Kennedy and the Kennedy Team, REALTORŪ, real estate agents and broker for Jacksonville, Mandarin, St. Johns County and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Kennedy and The Susan Kennedy Team
Coldwell Banker Vanguard Realty

12644-1 San Jose Blvd
Jacksonville, FL. 32223
(904) 880-6700
(888) 226-8300
Fax: (904) 880-1099
Email: kennedyteam@vanguardcb.com

Whether you have a house to sell or looking to buy your next great home, look no further! Moving across town or across the country, Susan Kennedy & The Susan Kennedy Team is the #1 Choice for your real estate needs! As the top Realtor in Northeast Florida, Susan has been selling residential real estate since 1983 & selling real estate in Jacksonville since 1992.

ABR CRS GRI Equal Housing MLS REALTOR


Coldwell Banker Vanguard Realty estate and homes for sale in Jacksonville, Mandarin, St. Johns County and Clay County Florida

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