Jacksonville, Mandarin, St. Johns County and Clay County real estate and homes for sale in Florida - Susan Kennedy and the Kennedy Team, REALTORS® Susan Kennedy and the Kennedy Team REALTORS(r) for Jacksonville, Mandarin, St. Johns County and Clay County, Florida real estate - NUMBER1EXPERTS™ Susan Kennedy and the Kennedy Team NUMBER1EXPERTS(tm) for Jacksonville, Mandarin, St. Johns County and Clay County, Florida real estate
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Susan Kennedy and the Kennedy Team, REALTORŪ, real estate agents and broker for Jacksonville, Mandarin, St. Johns County and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)


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FIRST TIME BUYER? Call us to find out about down paymant assistance. PROFESSIONAL? Contact us to find out about 100% financing. 1-888-226-8300.


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Mortgage Prequalification: Jacksonville, Mandarin, St. Johns County and Clay County Florida home buying, real estate listings, and homes for sale in Duval                          County, FL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top St. Johns, Duval, Clay, Baker & Nassau County Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Accepting An Offer >Know Your Price Range

As a homebuyer, you may have found the perfect new house for your growing family, but what if it is a little out of your price range? You might list your current home for more than it is worth and be lucky enough to find a qualified buyer who is willing to pay the price, but it is impossible to know in advance what your home will sell for.

If you want to sell your home quickly, have a frank and detailed conversation with your real estate agent to determine the best price for the house. Setting your price within 5% of the fair market value of your home greatly increases your chances of getting solid offers that will result in a relatively quick sale.

Don't buy and sell so close to your target amount that you become anxious when the numbers don't meet your expectations. There may be other approaches, such as adjustable rate mortgages or owner financing, to increase your buying power and get you into that new home. When you are selling one home and buying another, you will need more than good luck. You will need a highly professional and experienced real estate agent who can give you solid advice on how to make the transaction work for your particular requirements.

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Real Estate Trivia
Q 
What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Susan Kennedy and the Kennedy Team, REALTORŪ, real estate agents and broker for Jacksonville, Mandarin, St. Johns County and Clay County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Kennedy and the Kennedy Team
Coldwell Banker Vanguard Realty

12644-1 San Jose Blvd
Jacksonville, FL. 32223
(904) 880-6700
(888) 226-8300
Fax: (904) 880-1099
Email: kennedyteam@vanguardcb.com

Whether you have a house to sell or looking to buy your next great home, look no further! Moving across town or across the country, Susan Kennedy & The Kennedy Team is the #1 Choice for your real estate needs! As the top Realtor in Northeast Florida, Susan has been selling residential real estate since 1983. She has been selling real estate in Jacksonville since 1992.

ABR CRS GRI Equal Housing MLS REALTOR SFR


Coldwell Banker Vanguard Realty estate and homes for sale in Jacksonville, Mandarin, St. Johns County and Clay County Florida

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